Individual Solutions

Wealth Management for Individuals

A successful wealth management strategy is one that provides for you and your family today and preserves for future generations. To achieve this success, a financial strategy must be comprehensive. That is why we work with your attorney, trustee, accountant, and other professionals as necessary to create a customized strategy that considers your various wealth management needs.

Helping to realize your financial goals for over 30 years.


Wealth Accumulation

  • Portfolio Building — Through asset allocation*, we can help develop an investment strategy that balances potential risk and return by diversifying your assets across several investment categories. We will take into account your risk tolerance, liquidity needs, as well as your short and long term goals.
  • College Funding — We can help you choose the right savings and investment vehicles, as well as appropriate plans available for financing an education.
  • Retirement Planning — If you are planning for a secure retirement, we can help you evaluate your retirement income needs and provide recommendations and solutions that are tailored specifically to your retirement lifestyle vision. We can also assess potential concerns that may impact your IRA rollover and assist you with the process.

Wealth Protection

  • Survivorship Protection — We can help you develop a strategy using life insurance to provide the income your heirs will need to maintain their way of life.
  • Asset Protection— We can recommend ways to protect your hard-earned retirement savings and your independent lifestyle should you or your spouse need long term care.
  • Disability Income Insurance — Often overlooked is the need to protect one’s current income stream and future earnings in the event of disability. We can help you protect your earnings in such an event.
  • Long Term Care Insurance — We can help protect your assets from the rising costs of long term care that affect your financial future and that of your loved ones.

Wealth Distribution

  • Trust and Estate Planning Strategies** — With an effective strategy, you can control your assets according to your wishes, consider taxes, reduce administrative costs, and ensure the effective management of your affairs should you become incapacitated. You may also be interested in developing charitable or family gifting strategies to pass along your wealth. Based on your individual situation, we can recommend techniques for approaching these challenges.

*Diversification/Asset Allocation does not ensure a profit or guarantee against loss.

**The financial analysis and recommendations are not intended to replace the need for independent tax, accounting, or legal review. Individuals are advised to seek the counsel of such licensed professionals.